Financial debt to the justice system not only impacts your credit, but now it can lead to jail time. Michigan cities and towns are now turning to what is commonly known as user fees. These fees, unlike fines that are meant to punish, are intended to raise revenue for cities and towns. The problem arises when individuals who are responsible for a simple traffic offense cannot pay and are burdened with late fees, interest, and other charges that result in suspended licenses and damaged credit. Now, not only does the individual need to come up with more money, but they have lost their ability to drive their vehicle to a job or find housing due to bad credit.